Buying A Home
Buying a home is an exciting and sometimes stressful time in one's life. The conditions in today's buyer's market are unmatched and there has never been a time as good as NOW to look into buying or investing in real estate! Making the smart move of choosing a Professional REALTOR® is your first step to ensuring that your new home and community meets your needs and that your rights are represented in this big decision. My services and experience range from financial & market analysis to legally creative ways of helping you find the property(ies) that you are looking for. Don't forget that your real estate interests are better protected by having a buyer's agent. Did you know, for instance, that without a written agreement with a realtor to represent your purchase that the realtor is actually a "sub-agent" of the listing broker?
To start with your home search, just send me an email or call me so I can provide you a Homes By Carina Listing Book account to do a thorough search of the market at your fingertips.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
